Jab aap me se koi bhi account open karane ke liye bank jata hai to us ko do tarah ke account milte hain ek hota hai saving account aur ek hota hai current account.

What is Deference Between Saving Account and Current  Account?

aur agar aap ka account already khula huwa hai aur aap ke pas ATM card hai jab aap ATM Machine se paisa nikalne jate hain to aap ko 3 option milte hain.
  1. pahla hota hai saving account
  2. aur dosra hota hai current account
  3. aur tisra hota hai credit account
kya aap log in dono ka yani ki saving account aur current account ka deference jante hain.

Agar aap ka answer hai yes to is ko yahi par close kar dijiye aur agar aap ka answer hai no to aap is ko continue rakhiye.

Ham aaj janne wale hain ki What is Deference Between Saving Account and Current Account? Saving account aur
current account me kya dereference hai.

Aap sab logon me se bahut sare logon ka bank me account open hoga agar open
hai to aap ko yah janna bahut zaroori hai. 

Time ko barbad kiye bina chaliye shuru karte hain.

Sab se pahle jante hain ki saving account hota kya hai kin logon ka account seving account me hota hai

What is Saving Account?

What is saving account?

saving account bachat khata ko kahte hain. seving account yah ek tarah ka normal accout hota hai.

aur zeyada tar logon ka accunt isi saving account me open hota hai is seving account se aap log sirf ek limit tak hi paisa nikal sakte hain.

aur lekin isme jitna chahe utna jama kar sakte hain isme saving account me cash thoda thoda karke jama kar sakte aur jab aap ko us jama kiye huye paise ki zaroorat padti hai to aap us ko apne account se nikal sakte hain. aur us paise ko kharch kar sakte hain.

saving accout ham jaise medium logo ke liye bahut achha hai.

isme agar aap paisa jama karte hain to yaha par aap ko sal me jitna paisa jama hai us ke hisab se kuchh % beyaj bhi milta hai. aur yah interest rate zeyadatar 3% se 4% tak milta hai aur kuchh bank me is se zeyada bhi milta hai.

saving account ka jo ATM Card hota hai us ke zariya ATM Machine se ek limit tak hi paisa nikal sakte hain.

saving account me kuchh charge lagta hai lekin hamesha nahi balki is soorat me ki jab aap ke account me 1000 se kam paisa
jama hota hai.

kuchh bank account me to is se zeyada ki limit hoti hai yani ki aap ke account me minimum itna balance hona hi chahiye agar us se kam rakhte hain to iska charge lagta hai.

aur kuchh bank me 3000 se lekar 5000
tak hai. jaisa ki jab aap ne account open karaye hoga to us time kuchh paisa liya jata hai aur us paise ko aap ke account me jama kar diya jata hai. 

abhi ham ne jana ki saving account kya hota hai chaliye ab jante hain ki current account kya hota hai.

What is Current Account?

What Is Current Account?

Current account ko chaloo kahta bhi kahte hain aur zeyadatar is current account ko businessman istemal karte hain.

aur isko company, aur public enterprises wale bhi use karte hain aur is ko un logon ke liye hai jo ki paise ka lenden bahut zeyada karte hain aur jis jagah ki transaction zeyada hota hai.

aur to shop wale bhi iska use karte hain kiu ki unko transecrion zeyada karna hota hai.

aur ek bat aur jan len ki current account me kisi tarah ka interest rate nahi milta hai kiu ki yah RBI ka rule hai aur is se
zeyada lenden bhi hota hai to isi wajah se isme beyaj nahi milta hai.

app sab logo ne jan hi liya ki What is Deference Between Saving Account and Current  Account? saving account aur current account me kya
hai to chaliye ab jante hain ki waht is deference between saving accout and current accout seving account aur
current account me kya antar hai.

What Is Deference Between Saving Account And Current Account?

  1. seving account aur current me pahla deference yah hai ki saving accont me minimum balance kam lagta hai. aur agar current account ki bat kare to current account me wahi balance thoda zeyada lagta hai.
  2. dosra deference yah hai ki: saving account me aap ko kuchh interest bhi milta hai. aur woh lagbhag 3% se 5% tak hota hai lekin wahi current account me aap ko koi interest yani ki beyaj nahi milata hai.
  3. tisra bada deference yah hai ki: saving account me ek transaction limit hoti hai aur current account me koi bhi transaction limit nahi hoti hai aap us se jinta chahe lenden kar sakte hain.
  4. chautha deference yah hai ki: seving account me aap thoda thoda kar ke paisa jama kar sakte hain aur zaroorat padne par us ko nikal kar kharch kar sakte hain aur current account se aap par day lenden kar sakte hai aur transaction bhi kar sakte hai.
  5.   pachwa deference yah hai ki saving account aam logon ke liye behtar hota hai jaise ki salary wale log aur student ke liye behtar mana jata hai aur current account compan aur businessman ke liye behtar hota hai.

How to Aopen  Account in Bank?

agar aap bank me account open karana chahte hain to aap ko bank me jana hoga aur aap ko form diya jayega us ko fill karke jama karna hoga.

aur waha par kuchh zaroori document chahiye hota hai un me se kisi ka istemal kar sakte hain.

Wah Zaroori Document Yah Hain.
Photo: aap ke pas do colour wala photo Passport size ka hona chahiye.

Aadhaar card: adhar card aj kal ke samay me ek bahut hi important document ban geya hai aur is ko zeyadatar log apne pas rakhte hain. aap is ko address proof ke taur par account open karne me de sakte hain.

PAN card: pan ka full form hota hai permanent account number aur yah bhi bahut hi zaroori hota hai. account open karte time aap is ko use karte hain.

Voter id: india me rahne wale nagrik ke pas yah voter id hota jis ki Age 18 years se zyada ki hoti hai. aap is ka bhi use kar sakte hain aur apna account open karwa sakte hain.

Driving licence: two wheeler aur four wheeler chalane wale person ke pas yah hota hai is ka bhi use kiya ja sakta hai.

Passport: jo log kabhi other country ka safar kiye honge un logon ke pas yah passport hota aap is ko bhi address 
proof ke taur par use kar sakte hai.

to aap log in sare document me se kisi ka bhi use karke bank me apne account ko asani se open karwa sakta hain.

Conclusion: 
saving account bachat khata ko kahte hain aap is me apne bhache huye paise ko jama kar sakte hain aur interest pa sakte hain aur zaroorat padne par ise apne account se nikal sakte hain aur ek limit tak hi paisa nikal sakte hain.

current account yah company, aur businessman ke liye hota hai aap is se jitna chahe lenden kar sakte hain. aur isme kisi tarah ka interest bhi nahi milta hai.

to agar aap sab ko is article ko padhne me achha laga to ise apne friends me bhi share Karen.

milte hain agle post me tab tak ke liye seekhte rahiye, seekhate rahiye.

What is Deference Between Saving Account and Current Account?

Jab aap me se koi bhi account open karane ke liye bank jata hai to us ko do tarah ke account milte hain ek hota hai saving account aur ek hota hai current account.

What is Deference Between Saving Account and Current  Account?

aur agar aap ka account already khula huwa hai aur aap ke pas ATM card hai jab aap ATM Machine se paisa nikalne jate hain to aap ko 3 option milte hain.
  1. pahla hota hai saving account
  2. aur dosra hota hai current account
  3. aur tisra hota hai credit account
kya aap log in dono ka yani ki saving account aur current account ka deference jante hain.

Agar aap ka answer hai yes to is ko yahi par close kar dijiye aur agar aap ka answer hai no to aap is ko continue rakhiye.

Ham aaj janne wale hain ki What is Deference Between Saving Account and Current Account? Saving account aur
current account me kya dereference hai.

Aap sab logon me se bahut sare logon ka bank me account open hoga agar open
hai to aap ko yah janna bahut zaroori hai. 

Time ko barbad kiye bina chaliye shuru karte hain.

Sab se pahle jante hain ki saving account hota kya hai kin logon ka account seving account me hota hai

What is Saving Account?

What is saving account?

saving account bachat khata ko kahte hain. seving account yah ek tarah ka normal accout hota hai.

aur zeyada tar logon ka accunt isi saving account me open hota hai is seving account se aap log sirf ek limit tak hi paisa nikal sakte hain.

aur lekin isme jitna chahe utna jama kar sakte hain isme saving account me cash thoda thoda karke jama kar sakte aur jab aap ko us jama kiye huye paise ki zaroorat padti hai to aap us ko apne account se nikal sakte hain. aur us paise ko kharch kar sakte hain.

saving accout ham jaise medium logo ke liye bahut achha hai.

isme agar aap paisa jama karte hain to yaha par aap ko sal me jitna paisa jama hai us ke hisab se kuchh % beyaj bhi milta hai. aur yah interest rate zeyadatar 3% se 4% tak milta hai aur kuchh bank me is se zeyada bhi milta hai.

saving account ka jo ATM Card hota hai us ke zariya ATM Machine se ek limit tak hi paisa nikal sakte hain.

saving account me kuchh charge lagta hai lekin hamesha nahi balki is soorat me ki jab aap ke account me 1000 se kam paisa
jama hota hai.

kuchh bank account me to is se zeyada ki limit hoti hai yani ki aap ke account me minimum itna balance hona hi chahiye agar us se kam rakhte hain to iska charge lagta hai.

aur kuchh bank me 3000 se lekar 5000
tak hai. jaisa ki jab aap ne account open karaye hoga to us time kuchh paisa liya jata hai aur us paise ko aap ke account me jama kar diya jata hai. 

abhi ham ne jana ki saving account kya hota hai chaliye ab jante hain ki current account kya hota hai.

What is Current Account?

What Is Current Account?

Current account ko chaloo kahta bhi kahte hain aur zeyadatar is current account ko businessman istemal karte hain.

aur isko company, aur public enterprises wale bhi use karte hain aur is ko un logon ke liye hai jo ki paise ka lenden bahut zeyada karte hain aur jis jagah ki transaction zeyada hota hai.

aur to shop wale bhi iska use karte hain kiu ki unko transecrion zeyada karna hota hai.

aur ek bat aur jan len ki current account me kisi tarah ka interest rate nahi milta hai kiu ki yah RBI ka rule hai aur is se
zeyada lenden bhi hota hai to isi wajah se isme beyaj nahi milta hai.

app sab logo ne jan hi liya ki What is Deference Between Saving Account and Current  Account? saving account aur current account me kya
hai to chaliye ab jante hain ki waht is deference between saving accout and current accout seving account aur
current account me kya antar hai.

What Is Deference Between Saving Account And Current Account?

  1. seving account aur current me pahla deference yah hai ki saving accont me minimum balance kam lagta hai. aur agar current account ki bat kare to current account me wahi balance thoda zeyada lagta hai.
  2. dosra deference yah hai ki: saving account me aap ko kuchh interest bhi milta hai. aur woh lagbhag 3% se 5% tak hota hai lekin wahi current account me aap ko koi interest yani ki beyaj nahi milata hai.
  3. tisra bada deference yah hai ki: saving account me ek transaction limit hoti hai aur current account me koi bhi transaction limit nahi hoti hai aap us se jinta chahe lenden kar sakte hain.
  4. chautha deference yah hai ki: seving account me aap thoda thoda kar ke paisa jama kar sakte hain aur zaroorat padne par us ko nikal kar kharch kar sakte hain aur current account se aap par day lenden kar sakte hai aur transaction bhi kar sakte hai.
  5.   pachwa deference yah hai ki saving account aam logon ke liye behtar hota hai jaise ki salary wale log aur student ke liye behtar mana jata hai aur current account compan aur businessman ke liye behtar hota hai.

How to Aopen  Account in Bank?

agar aap bank me account open karana chahte hain to aap ko bank me jana hoga aur aap ko form diya jayega us ko fill karke jama karna hoga.

aur waha par kuchh zaroori document chahiye hota hai un me se kisi ka istemal kar sakte hain.

Wah Zaroori Document Yah Hain.
Photo: aap ke pas do colour wala photo Passport size ka hona chahiye.

Aadhaar card: adhar card aj kal ke samay me ek bahut hi important document ban geya hai aur is ko zeyadatar log apne pas rakhte hain. aap is ko address proof ke taur par account open karne me de sakte hain.

PAN card: pan ka full form hota hai permanent account number aur yah bhi bahut hi zaroori hota hai. account open karte time aap is ko use karte hain.

Voter id: india me rahne wale nagrik ke pas yah voter id hota jis ki Age 18 years se zyada ki hoti hai. aap is ka bhi use kar sakte hain aur apna account open karwa sakte hain.

Driving licence: two wheeler aur four wheeler chalane wale person ke pas yah hota hai is ka bhi use kiya ja sakta hai.

Passport: jo log kabhi other country ka safar kiye honge un logon ke pas yah passport hota aap is ko bhi address 
proof ke taur par use kar sakte hai.

to aap log in sare document me se kisi ka bhi use karke bank me apne account ko asani se open karwa sakta hain.

Conclusion: 
saving account bachat khata ko kahte hain aap is me apne bhache huye paise ko jama kar sakte hain aur interest pa sakte hain aur zaroorat padne par ise apne account se nikal sakte hain aur ek limit tak hi paisa nikal sakte hain.

current account yah company, aur businessman ke liye hota hai aap is se jitna chahe lenden kar sakte hain. aur isme kisi tarah ka interest bhi nahi milta hai.

to agar aap sab ko is article ko padhne me achha laga to ise apne friends me bhi share Karen.

milte hain agle post me tab tak ke liye seekhte rahiye, seekhate rahiye.

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